Why is this charging premiums at all instead of just being zero out of pocket costs paid for by taxes. https://twitter.com/TopherSpiro/status/966641297820930049
This is not how you structure a government program.
Ok lets look at the meat here.
For families with income up to 150 percent of the federal poverty level (FPL), premiums would be zero. Well thats something at least.
Ill dig more into this when i get back and look at it with my policy goggles
Ok this wants to make CHIP federal so states cant ignore it anymore, thats something.
its got an 8 year transition plan that i dont really like
"All individuals in the United States would be automatically eligible for Medicare Extra. " ok thats a good thing
"Newborns and individuals turning age 65 would be automatically enrolled in Medicare Extra. This auto-enrollment ensures that Medicare Extra would continue to increase in enrollment over time." ok also good
Ok enrollment costs are taken out on your tax returns. So it is tax paid. Alright.
the benefits look comprehensive
"the Center for Medicare Extra would set deductibles, copayments, and out-of-pocket limits that would vary by income. For individuals with income below 150 percent of FPL and lower-income families with incomes above that threshold, the deductible would be set at zero.
Preventive care, recommended treatment for chronic disease, and generic drugs would be free."
"With the exception of employer-sponsored insurance, private insurance companies would be prohibited from duplicating Medicare Extra benefits" hahahahahahahah thats fucking savage
"but they could offer complementary benefits during an open enrollment period. Complementary insurance would be subject to a limitation on profits and banned from denying applicants, varying premiums based on age or health status, excluding pre-existing conditions,
or paying fees to brokers.
Holy fuck this is goddamn brutal to the insurance industry
They will actually have bargaining power over prescription drugs thats good
This policy wise would actually help a lot of people. Everyone would have medical care and it would put heavy restraint on the insurance industry as it is now. The policy states private insurers wont be able to duplicate the benefits only compliment them
Thats gonna put a lot of insurance companies right out of business and it will be funny
They wont be able to even try to compete with this proposal if its passed. Fuck you. Do not pass go. Do not collect 200 dollars.
Honestly its not bernies proposal that would put them all out of business, thats true. But it would heavily curtail private insurance and drive drug costs down to reasonable levels. If this passes over bernies thing its not worth burning the country down over.
at $100k family income (typical income for a middle-class family with both parents working), premiums are still much lower than private insurance
@Laurelai The CfAP seems to be pretty solidly actual-progressive, from what I can tell. https://www.sourcewatch.org/index.php/Center_for_American_Progress
So, maybe this should be one of several litmus tests in the upcoming election: "Do you support at least this plan, if not some form of universal free healthcare?"
prohibited how ?
@kaniini By law i assume
how would such a law be constitutional though
@kaniini theres no constitutional right to make a profit on suffering
while true, the government doesn't get to pick winners and losers
@kaniini Sure we do, we do it all the time with subsidies and penalties
what i am saying is that it's pandering to the democratic base and the insurance mafia will challenge the constitutionality of that law immediately and probably win
i like my laws like i like everything else: built to last
Looking more. Whats this bullshit about "competitive bidding" on plans? Sounds like bullshit tbh